Our purpose and the value creation

This page contains Consolidated Non-Financial Statement information

Our sustainable value creation is reflected in an integrated offering of Life, P&C and Asset Management products, which is fundamental for customers who seek complete solutions to protect their quality of life, now and in the future. We distribute our products and we offer our services based on a multi-channel strategy: the guidance of our agents will be essential to provide our customers with customized products that meet their needs, including with the support of new technologies.


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Cultural transformational areas


Deliver on the promise

At 31 December 2018, Generali reached and surpassed its financial targets of more than € 7 billion in cumulative net operating cash in the 2015-2018 period and an average operating return on equity of more than 13%. The proposed 2019 dividend per share will enable Generali to reach and exceed the target of more than € 5 billion in cumulative dividends in the 2015-2018 period.

> € 7 bln cumulative net operating cash 2015-2018

> € 5 bln cumulative dividends 2015-2018

> 13% average operating RoE 2015-2018

Financial capital

Value our people

We value our people, encourage diversity and invest in continuous learning and growth by creating a transparent, cohesive and accessible working environment. Developing our people will ensure our company’s long-term future.

Human capital

The Generali 2021 strategy


Live the community

We are proud to belong to a global Group with strong, sustainable and long-lasting relationships in every market in which we operate. Our markets are our homes.

Social and relationship capital
Natural capital

The Generali 2021 strategy


Be open

We are curious, approachable and empowered people with open and diverse mindsets who want to look at things from a different perspective.

Social and relationship capital
Intellectual capital


The Generali 2021 strategy

Challenges and opportunities of the market context